Social Security Disability Insurance is a program designed to provide financial support for people who are unable to support themselves due to some type of ongoing illness or condition. Many people wonder how a person goes about qualifying for benefits of this type. In fact, it is necessary to meet specific criteria in order to receive these benefits. Here are some examples.
The Level of Impairment
Impairment is a key consideration when seeking benefits from Social Security Disability Insurance. If the condition is severe enough to prevent the individual from working and earning a reasonable living, there is the possibility of receiving benefits. In order to assess the condition of the applicant, documents from a recognized physician must be submitted. The process will likely include a full examination and assessment before the benefits are approved.
People with Terminal Illnesses
When the applicant is not expected to live longer than a year, there is also a good chance of qualifying for benefits. The goal is to alleviate some of the financial stress placed on the individual and the family during these last difficult months. The expectation is the benefits will be used to care for the patient and make the remaining time as comfortable as possible.
People Who Have Paid into Social Security
The contributions made to the Social Security program over the years are also taken into consideration. This means working in jobs that were in fact covered by and provided funds that were withheld and remitted for participation in the Social Security program. For spouses who worked in the home while the partner worked and contributed to the program, it is possible to secure these types of benefits.
Keep in mind that verifying income and contributions to the Social Security program also play a role in determining the amount of annual benefits received. In setting the amount of benefits, the administration will review the contributions made through the years. Depending on the amount of income claimed up to the date that the disabling event occurred, the figure could come to as much as 59% of the typical annual salary or wages.
For people who cannot work due to illness or injury, talk with the Sara J Frankel Law Offices PC today. There is a chance of qualifying for SSDI benefits. The only way to know for sure is to prepare and submit the paperwork with the help of legal counsel. For more information, visit Law Offices of Sara J. Frankel & Associates PC.
