Car accidents can easily be devastating. Two-ton vehicles that hit at a high rate of speed can cause significant injuries to the occupants that will require thousands in medical bills to repair when the injuries are not permanent. For the person who did not cause the accident, this can easily lead to financial ruin if they don’t have the at-fault driver’s insurance company covering these expenses. To avoid this, they will need to talk to a personal injury lawyer in Walker, MN before accepting any settlement offer.
In some cases, the insurance company will try to deny the claim altogether, typically because the insurance company claims the victim was at fault, not their insured driver. The victim has options when this happens. They can contact a lawyer to help prove they were not at fault and, therefore, they should obtain full compensation for their injuries. The lawyer will help determine what an adequate settlement will be, including their legal fees, and negotiate with the insurance company or take the case to court for a better solution for their client.
In other cases, the insurance company agrees their client was at fault, but will limit the settlement offer’s amount. They may agree to pay $20,000, but if the person has over $100,000 in medical bills, the $20,000 just isn’t sufficient. A person should never agree to accept a settlement offer from the insurance company without talking to a lawyer to make sure the amount is going to be adequate. The lawyer’s fees, if they need to be hired, will be covered by the at-fault party as part of the settlement offer, so it’s nothing for the victim of the accident to worry about. The lawyer will be able to determine how much they should receive and negotiate with the insurance company for an adequate settlement.
If you’ve been injured in a car accident, don’t trust the insurance agency for the at-fault driver to offer you a full settlement. Instead, make sure you contact a personal injury in Walker, MN for a consultation to get advice on how to proceed. If needed, they can help you make sure you’ll obtain a full settlement offer from the insurance company. Click here to learn more.